/ About
Built by someone who watched the system fail from the inside.
Tony Bode spent more than a decade in banking before starting Mach.
Here is what he saw and what he did about it.
When Tony was working in banking, business owners would come in needing capital. Real businesses with real revenue. The bank's answer was often no, not because the business was bad, but because it did not fit the model. Credit score off by 20 points. Industry flagged. Twenty-two months in business when the minimum was two years. The model said no, so the answer was no.
Those owners did not stop needing capital. They went looking for it somewhere else. Tony watched where they ended up.
He decided to see it himself. He put his own name and number into one of the online funding sites that show up when you search for business capital.
Thirty-five calls. Fifteen minutes.
Not thirty-five companies who had reviewed his situation. Thirty-five brokers who had purchased his information before a single one of them had looked at anything about his business.
That is the company Mach has been since 2018. Seven years. $337 million funded. More than 6,000 business owners served. Tony is still the one on camera. Still the one named in client reviews. Still the one who, when a deal does not make sense for the borrower, says so.
'When money is your product, there is a lot of bad behavior in this space. My goal from day one was not volume. It was relationships. That has not changed.'
Tony Bode, Founder and CEO
Not statements. The way we actually work.
The owner-operator comes first.
Not the lender. Not the commission. Every decision in this process is made with that order in mind.
Long-term relationships over one-and-done transactions.
The best outcome for Mach is a client who funded, had a good experience, and trusts us with the next deal. That only happens if we were straight with them the first time.
Clarity before commitment.
You understand the cost of your deal in plain language before you sign anything. No surprises on the signature page.
We say no when no is right.
If working capital does not make sense for your situation, we say so. If a different product would serve you better, we point you there. We are building a real book of relationships. That only works on honesty.