/ Funding Options

The right product for your situation. Not just what is easiest to place.

75+ lenders. Multiple product types. Here is how each one works, what it costs, and when it makes sense.

Working Capital /Revenue-Based Financing

Fast access to capital based on future business revenue. Estimated repayment is predictable and flexible, as it comes from your business cash flow on a daily or weekly basis.

The cost is higher than a bank loan because the speed and accessibility are significantly higher. This product makes sense when the capital need is urgent and specific, when the return on that capital is clear, and when a bank is not an option or does not have the timeline you need.

See If You Qualify

Typical range$5,000 - $500,000

TimelineMany approvals in 24 to 48 hours from completed application

Lenders look at

Monthly revenue

Time in business

Cash flow consistency

SBA Loans

Government-backed loans with lower rates and longer repayment terms. The tradeoff is time and a stronger qualification profile. For businesses that qualify and have the runway, this is often the lowest-cost capital available.

See If You Qualify

Typical range$50,000 to $5 Million

TimelineWeeks to months depending on the program

Lenders look at

Credit score

Time in business

Collateral

Business financials

Business Lines of Credit

Revolving access to capital you draw from as needed and repay over time. Better for ongoing operational needs than a one-time advance. Qualification requirements are similar to SBA.

See If You Qualify

Typical range

$10,000 to $250,000

TimelineVaries by lender

Lenders look at

Business and personal credit

Revenue

Time in business

Equipment and Asset-Based Financing

Capital secured against specific assets. Lower cost than unsecured working capital because the lender holds collateral. Common in trucking, construction, and healthcare for equipment purchases or upgrades.

See If You Qualify

Typical rangeDepends on the asset value

TimelineVaries by lender and asset

Lenders look at

The asset itself

Revenue

Time in business

At a glance

	Working Capital	SBA Loan	Line of Credit	Asset-Based
Speed	24 to 48 hours	Weeks to months	Varies	Varies
Credit flexibility	High	Lower	Lower	Moderate
Collateral	Not required	Sometimes	Sometimes	Required
Cost	Higher	Lower	Moderate	Lower
Best for	Urgent, specific need	Long-term, low cost	Ongoing operations	Equipment

Speed24 to 48 hours

Credit flexibilityHigh

CollateralNot required

CostHigher

Best forUrgent, specific need

SpeedWeeks to months

Credit flexibilityLower

CollateralSometimes

CostLower

Best forLong-term, low cost

SpeedVaries

Credit flexibilityLower

CollateralSometimes

CostModerate

Best forOngoing operations

SpeedVaries

Credit flexibilityModerate

CollateralRequired

CostLower

Best forEquipment

Not sure which one fits? That is what the qualification call is for.

Your advisor looks at your specific numbers and tells you honestly what you qualify for and what each option costs.

See If You Qualify

Want to understand the products more deeply?

Read Tony's take on factor rates

Call with a specific question

1-888-998-5226

From the people we work with.

"I wasn't sure at first if this was possible or real but Noah assured me it could be done. I needed money to win a project and fast.I had to get the funds or I would lose the contract within 24 hours... Noah had me send over the documents needed to achieve the funds, Allan worked his magic, and was able to get me approved for more than what i needed! I only took what i needed now but it feels good to know that if anything changes I have access to more funds very quickly. Thank you Noah and Allan!"

Jack Reacher

United States

"Tony Bode is excellent at his job. He is very knowledgeable and went above and beyond to offer multiple options to best fit our business needs. I would highly recommend dealing with him if business funding needs arise for your business as they did for my business. Thank you again Tony and MACH funding."

John Wilson

United States

"I found out about Mach Funding about a month ago, I applied but was not approved. But the process went exactly how Kelly explained it to me. Easy process and honest people to do business with. No gimmicks a very straight forward process. Thank you to Kelly for explaining how the product works and giving me the website to apply. I will be letting my colleagues and business partners know about Mach Funding."

Lenny Rae

United States

"I have worked with Tony from Mach. He has always gotten back to me quickly and been able to secure funds within 24 to 48 hours. I will continue to use them for my capital needs."

Tina Becker

United States

"I want to take the time to thanks for extraordinary customer service provided by Mac Funding team: Michael Rodriguez, Tony Bode and Azi Sharbani. Thank you for taking the time for explaining every aspect of the loan offers and obtain the best loan that fit my financial circumstance. Thank you. Thank you, and Thank you."